How a heating oil budget plan helps you plan ahead

Mercer Fuels' Budget Plan spreads your estimated annual heating oil cost over 10 equal monthly payments, from September to June.

The important word is estimated. The payment schedule is based on an estimate of your annual heating oil cost, not a guarantee of the final total. At year-end, there is a balance or credit settlement.

Automatic Delivery and a Budget Plan address two different concerns: arranging deliveries and planning payments. Combining them can make it easier to manage your heating oil without treating every delivery as a separate budgeting decision.

Equal payments should not be confused with a fixed oil price or guaranteed savings. They spread the estimated cost, while the year-end settlement accounts for the balance or credit.

Ask the Mercer Fuels team how your estimated annual cost will be worked out, what your monthly payment would be, and how the year-end balance or credit would be handled for your account.

You can also ask how the payment schedule applies if you are joining partway through the plan year. Getting those details before signing up helps you understand what to include in your household budget.

Visit the Budget Plan page to learn more and access the sign-up form.